Car insurance is one of the most important factors to consider when buying a car. This is because car insurance offers you financial protection in an accident. Car insurances also provide liability coverage if you are the one who caused the accident. Before purchasing car insurance, it is best to consider your coverage needs based on your car type.

It is also important to compare quotes from different car insurance companies; this will help you compare options and prices. Choosing more affordable car insurance will help you save money and give you peace of mind. Below are some of the most affordable car insurance in Mississippi in 2022.

1. Southern Farm Bureau

Southern Farm Bureau is an insurance company founded in 1948, with its headquarters in Mississippi. South Farm Bureau serves customers in the southern United States. The company provides various products such as car, home, life, and business insurance.

To get a car insurance quote from Southern Farm Bureau, you can visit their website or contact the company directly to speak with an agent. When you request a quote, you will typically be asked to provide information about yourself, your vehicle, and your driving history. The average car insurance for South Farm Bureau is around $1379.  Additionally, if you drive a car manufactured by Audi you can avail an Audi auto insurance separately.

2. State Farm

State Farm is a large company that offers insurance services to residents of the United States, including Mississippi State. Their headquarters are in One State Farm Plaza in Illinois. State Farm offers different car insurance coverage types. They include; liability coverage, comprehensive coverage, collision coverage, car rental and travel expenses coverage and uninsured motor vehicle coverage.

On average, State Farm car insurance cover costs around $1269. This is 29% higher than the Mississippi auto insurance company, the best car insurance company in Car insurance in Illinois is relatively cheap compared to other states like Mississippi due to its low population. This means fewer cars and fewer road accidents.

3. GEICO

Geico, also called Government Employee Insurance company, is an insurance company in the United States. It offers car insurance to customers in Mississippi and other states in the US. Most options covered by GEICO are liability coverage and collision coverage.

Liability coverage is car insurance compensating the other party if you cause the accident. It covers all the damages made to the other person’s car. However, it does not offer any coverage for your vehicle. Liability coverage is a necessity according to the law and is typically the minimum coverage required.

GEICO also offers some discounts according to which state you are in. These discounts help make car insurance more affordable. GEICO has been in operation for more than 80 years and has high customer satisfaction. If you want a car insurance quote from Geico, you can visit the Geico website or contact a local Geico agent.

4. Allstate

Allstate is an insurance provider that offers car insurance in all states, including Mississippi. Allstate offers various coverage options such as; liability coverage, collision coverage and comprehensive coverage.

Collision coverage is a type of car insurance coverage that covers the damages made to your car in the event of a car accident. This is optional coverage but may be important if the car is on lease or loan. On the other hand, comprehensive coverage refers to car insurance coverage that covers any damage to your car, such as theft or vandalism.

Allstate car insurance also offers a variety of discounts which help make their insurance pocket-friendly. These discounts include multi-car policies and safety features discounts. The average car insurance quote offered by Allstate goes for around $ 1918.

5. Progressive

The progressive insurance company is an American company founded in 1937 by Jack Green and Joseph Lewis. Its headquarters are in Mayfield Village, Ohio. The progressive insurance company is also the third largest insurance carrier in the United States.

Progressive insurance offers a variety of coverage options, such as liability coverage and collision coverage. Liability coverage helps compensate for any damage done to the other party’s car if you are the one who caused the accident. Collision coverage, on the other hand, helps cover damages made to your car in the event of an accident.

Any Mississippi resident can get a quote from Progressive insurance by visiting their site. Their cheapest quote is going for $1494. You can also opt to talk directly to their agents so that they can explain their various policies. Progressive insurance offers 24/7 customer support, with over 27 million users, which means people can trust them.

6. USAA

USAA, also known as the United States Automobile Association, was founded in 1922, with its headquarters in Texas. USAA is an auto insurance company that offers car insurance services to its members. The average car insurance quote for USAA is $848, which makes it one of the most affordable options for car owners.

To get a car insurance quote from USAA, you will need to provide personal and vehicle information, including your name, address, and the make, model, and year of your vehicle. USAA may also consider other factors, such as your driving record and the location where you will be driving, when determining your car insurance premium.

It is important to note that car insurance premiums are typically based on various factors, including the type of car you drive, your driving record, your age, and where you live, among other things.

7. Travelers

Travelers is another insurance company that provides car insurance services to the residents of Mississippi. Travelers Insurance offers a range of auto insurance products to meet the needs of different drivers. The company offers standard coverage options such as liability insurance, collision coverage, and comprehensive coverage. Additionally, it provides a range of additional options, including coverage for rental cars and a personal injury protection policy.

Travelers Insurance offers various discounts and savings opportunities to help customers save on their car insurance premiums. These discounts may be based on factors such as the age and driving history of the insured driver, the type of car being insured, and the policy coverage level chosen. In addition, the company offers a variety of tools and resources to help customers understand their coverage options and make informed decisions about their car insurance needs.

Wrapping Up

When shopping for car insurance, comparing quotes from multiple companies is important to ensure you get the best coverage at the most affordable price. Review the coverage options and discounts available to you to ensure you get the protection you need at a price that fits your budget.

The above insurance companies are the best and cheapest insurance in Mississippi. The average car insurance is between $848, which is offered by USAA and $1918, which is offered by Allstate insurance company.