What Types of Damages are Covered In Personal Injury Cases?

What Types of Damages are Covered In Personal Injury Cases?

August 5, 2022 Off By Glespynorson

You can feel that you are suffering due to someone else’s carelessness. So, those who meet with personal injuries and face losses, deserve compensation. Additionally,  an accident victim can lose their job, cannot attend family gatherings, or do their favorite activities. You can get reimbursements for everything.

A jury will decide in each case whether to compensate the injured party with a specific amount or not. Without conducting a trial or filing an appeal, the court may review the reimbursement and modify it if it is excessive or inadequate.

There are many different damages, but in personal injury cases, we often focus on three major categories: economic, non-economic, and punitive damages. Knowing these damages in detail is better, especially if you have met a personal injury. Knowing the damage types, you can gauge if you have been fairly compensated for your losses.

The experienced personal injury lawyer in Indianapolis, Indiana from a reputable law firm can assist in calculating personal injury damages and provide the most precise estimate of what to anticipate if you or someone has recently been hurt in an accident and suffered financial loss.

Let’s review the three types of damages covered in personal injury cases.

Economic Damages

Out-of-pocket costs associated with the collision or your injuries are included in economic damages. In a nutshell, these damages cover financial losses suffered by the accident victim. Bills you get from third parties related to the accident may potentially count as economic damages.

In a case involving a personal injury, examples of economic damages include:

Medical Expenses and Bills Compensation

In the majority of personal injury cases, you are entitled to full compensation for all medical care. However, a proper documentation is required to guarantee the full reimbursement of any medical expenses.

The cost of physical therapy, hospital stays, at-home caretaking, ambulance charges, operations, and other medical services are all included in the category of medical expenses. It also covers the price of medical gear, medicines, and supplies.

Lost Income and Work Benefit Reimbursement

You can claim damages for your lost wages if your accident injuries prevent you from working. You can add a claim for damages linked to impaired earning capacity if you can work, but your impairment prevents you from making the same income as before the accident. Additionally, victims who suffer long-term disabilities or impairments may be eligible for compensation for future income loss.

Wages, salaries, and self-employment earnings are all examples of lost income. Commissions, bonuses, and benefits could also be included.

Property Damage

Personal injury claims also cover property damage. In most cases, claims for property damage are resolved quickly. The most frequent property damage claim is vehicle damage resulting from a traffic accident.

However, you can include the cost of repairs or the item’s worth in your property damage claim if any personal property was harmed due to the accident, like mobile phones, laptops, tablets, etc.

Other Expense Coverage

Depending on your situation, extra financial losses can be covered by your injury claim. So, maintain records of expenses or charges related to the accident. You must have documentation for any economic losses to include the sums in your settlement demand.

Various other economic damages that injury claims may cover include:

  • Personal care expenses include assistance with cooking, cleaning, and bathing.
  • Costs of home healthcare
  • Travel costs
  • Modifications you must make to your home or car due to a permanent impairment
  • Unique medical devices or prosthetics

Now, let’s learn the meaning and significance of non-economic damages.

Non-Economic Damages

Non-economic damage covers the suffering a victim of an accident endures due to their injuries and the accident. As a result, estimating the cost of pain and suffering damages can be difficult. Overall, these damages are arbitrary since everyone experiences pain differently.

Your chances of getting optimum reimbursement for your non-economic damages can be improved by keeping a record of your struggles to recover from accident injuries. Your injury attorney can utilize information about the tasks that you cannot accomplish, your daily pain levels, depressive episodes, and the effect on your relationships with loved ones while arguing for the highest possible compensation.

In a personal injury case, non-economic damages could include the following:

Pain and Prolonged Suffering

Your body pain and discomfort are included in the damages for pain and suffering. Psychological harms can have PTSD, despair, anxiety, and humiliation (Post-Traumatic Stress Disorder) are covered in this damage. Also, your emotional pain and mental suffering are included.

Permanent Disabilities Due to Injury

You are entitled to compensation if you experience a debilitating condition, disability, scars, or disfigurement. The extent or severity of impairment determines the amount of payment.

Less Enjoyment Of Life And POOR Quality of Living

Your quality of life may be dramatically lowered by permanent limitations. These people wouldn’t be able to enjoy the same freedom and pleasures they did before the catastrophe.

For example, a person who suffers a significant nervous injury in an auto accident may become paralyzed. In other cases, slip and fall accidents might not be as harmful as brain and spinal cord injuries. Thus, the compensation amount will be less. They are entitled to compensation for the harm the accident has caused them.

After economic and non-economic damages, now we are left with punitive damages. Here’s what it means!

Punitive Damages

Damage of this kind is given to punish the offending party and discourage them from repeating the same behavior in the future. Punitive damages punish the offender for causing the victim harm rather than paying the victim and act as a deterrent to avoid such misconduct.

Typically, punitive damages given when the defendant’s actions have been particularly severe or offensive. The victim must provide persuasive proof that the defendant acted maliciously, willfully, fraudulently, oppressively, or with a knowing disregard for the consequences of his acts. It meets a rigorous bar for proof.

However, only a tiny subset of personal injury cases allow punitive damages. Courts often limit punitive damages to fewer than ten times the compensatory damages to avoid disproportionate punitive damage awards. Punitive damages are not often given in personal injury cases and shouldn’t even be considered before compensatory damages have been decided.

Punitive damages may be appropriate for drunk driving collisions, assault-related injuries, and nursing home maltreatment.

For More Details Also Read: Types of Damages are Covered In Personal Injury Cases


Any kind of harm sustained at the hands of a careless person can devastate your physical and emotional health and the state of your finances. These losses can add up fast and efficiently, from medical expenses to missed workdays and family time to possibly losing the manner of life you could previously afford.

Self-handling a personal injury claim can be very challenging. If done incorrectly, it could lead to a smaller settlement, a lengthy claims procedure, or even no compensation.

The best approach to ensure that your claim is handled appropriately and that you receive the money you require to recover from an accident as quickly as possible is to hire a skilled and competent personal injury lawyer from leading law firms.